Supporting Documents for a Mortgage Loan in Greece

For the approval of a mortgage loan in Greece, banks require specific supporting documents that verify the applicant’s identity, income, and overall financial profile. Proper preparation of the file reduces the evaluation time and significantly increases the likelihood of approval.

Basic Supporting Documents for a Mortgage Loan

• Identity card or passport
• Tax clearance statements for recent years
• Property declaration (E9) and ENFIA certificate
• Proof of income (pay slips, E3 form, or financial statements)
• Bank account statements
• Property documents (contracts, permits, energy performance certificate)

Supporting Documents Depending on Employment Status

• For salaried employees: income certificates and payroll statements
• For self-employed individuals: E3 forms and tax documentation
• For business owners: financial statements and balance sheets

Supporting Documents for Residents Abroad

• Proof of income from the country of residence
• Foreign tax documentation
• Bank account statements and savings records
• Credit history (where required)

Do you need assistance with preparing your file?

The preparation of supporting documents is one of the most critical stages for mortgage loan approval. Proper guidance from the outset reduces delays and helps ensure the organization of a complete and accurate file.

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The information on this page is based on the professional experience of Georgios Evangelinou, a certified Credit Intermediary for real estate loans authorized by the Bank of Greece and founder of Hellenic Financial Advisors.